The Flood Hazard
The Palm Beach County Public Safety Department has provided a link that explains flood insurance, flood zones, flood preparedness and recovery assistance programs, contacts and information. Visit their website.
For additional flood information please visit the following websites:
- National Flood Insurance Program
- FEMA Flood Protection Guide
- Elevation Certification Agreement
- Floodplain Permit Application
- Floodway "No-Rise / No Impact" Certification
Flood Loss Prevention
Floods are the most common and widespread of all natural disasters outside of fire. Communities particularly at risk are those in low lying areas, coastal areas, or downstream from large bodies of water. There is a 26% chance of experiencing a flood during the life of a 30 year mortgage (more than 6 times the likelihood of a fire.) Flood insurance protects you from the financial devastation caused by floods. Even a few inches of water can bring thousands of dollars in repair and restoration costs. Most homeowners insurance does not cover floods. As little as one foot of (moving) water can move most cars off the road. Just six inches of fast-moving flood water can sweep a person off his or her feet.
Flood insurance, like earthquake insurance, is “single peril” insurance, sold separately from homeowners insurance. Flood insurance protects against losses to buildings and their contents, not the land surrounding them. The coverage applies whether the flooding results from heavy or prolonged rains, coastal storm surge, blocked storm drainage systems, or other causes. To be considered a flood, the waters must cover at least two acres or affect at least two properties. Flood insurance is available both within and outside of floodplains. Your property’s flood risk is shown on flood hazard maps. Different types of policies are available depending on your flood risk - policy info.
Your Building Department can provide information about your property’s flood zone or on any property you may be interested in by contacting 561-768-0450 or visit the Palm Beach County Flood Zone Determination System.
Floodplain DevelopmentThe Flood Damage Prevention Ordinance of the Village of Tequesta provides the requirements for all development located within the Village; even work exempt from Florida Building Code requirements. Building Department personnel are prepared to provide information regarding your property and whether or not it lies within a Special Flood Hazard Area (SFHA). Floodplain Development Permits are required prior to building permit issue if the project is located in an SFHA; Elevation Certificates and/or No-Rise/No-Impact Certifications may also be needed. For additional information, please contact Building Department staff at 561-768- 0450.
Flood Zone Information The Building Department has developed a new Flood Map overlay on Tequesta’s Street Map, which enables a property owner or interested party to determine the Flood Zone of individual properties (see below). This service is also available to Insurance Companies, Realtors and Funding Institutions upon request. Please contact us for more information at 561- 768-0450.
Check your Updated Flood Zone DesignationVillage of Tequesta residents can also now immediately view their current flood zone designation.
Florida Building Code Requirements
New and significantly improved buildings located within the SFHA will need to be brought up‐to‐code under the current flood zone map standards. Ensuring your building is up‐to‐code can also help you to obtain competitive insurance rates.
Flood InsuranceVillage of Tequesta Building Department recommends that all Village residents obtain flood insurance because most homeowners insurance policies do not cover flood damage and flooding can occur anywhere due to a variety of causes, including heavy rainfall. Call your insurance agent for additional information.